Hello Cosmos, from what I can tell when we earn points on IBOanswers it helps us with our ranking and gives us a title we can use to promote our brand and IBO. It would be nice if we could trade points for credits but maybe that will be something that is talked about later down the road. I do like the questions and answers because of the quality of knowledge available among the IBO community. I hope that helps. Wishing you continued success. Have a wonderful day.